Factors that increase credit risk of Azerbaijani banks

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dc.authorid0000-0002-9858-1266
dc.contributor.authorMukhtarov, Shahriyar
dc.contributor.authorYüksel, Serhat
dc.contributor.authorMammadov, Elvin
dc.date.accessioned10.07.201910:49:13
dc.date.accessioned2019-07-10T19:36:57Z
dc.date.available10.07.201910:49:14
dc.date.available2019-07-10T19:36:57Z
dc.date.issued2018
dc.departmentİstanbul Medipol Üniversitesi, İşletme ve Yönetim Bilimleri Fakültesi, Uluslararası Ticaret ve Finansman Bölümü
dc.description.abstractThe main purpose of this paper is to analyze the influencing factors behind credit risks in Azerbaijani banks. Within this scope, we analyzed 10 biggest banks of Azerbaijan with respect to their asset size. Furthermore, 10 explanatory variables were used to achieve this objective. Annual data for the period between 2010 and 2015 was tested using the panel logit methodology. According to the results of our analysis, it was defined that 4 independent variables affect credit risk of Azerbaijani banks. It was also determined that decrease in the capital adequacy ratio, interest rate and total assets leads to increasing credit risk. We have also identified that there is a positive relationship between unemployment rate and the credit risk of Azerbaijani banks. Therefore, it can be stated that Azerbaijani banks should increase their capital adequacy ratio and total assets amount in order to minimize the negative effects from the credit risk problem.
dc.identifier.citationMukhtarov, S., Yüksel, S. ve Mammadov, E. (2018). Factors that increase credit risk of Azerbaijani banks. Journal of International Studies, 11(2), 63-75. https://dx.doi.org/10.14254/2071-8330.2018/11-2/5
dc.identifier.doi10.14254/2071-8330.2018/11-2/5
dc.identifier.endpage75
dc.identifier.issn2071-8330
dc.identifier.issue2
dc.identifier.scopusqualityQ2
dc.identifier.startpage63
dc.identifier.urihttps://hdl.handle.net/20.500.12511/1293
dc.identifier.urihttps://dx.doi.org/10.14254/2071-8330.2018/11-2/5
dc.identifier.volume11
dc.indekslendigikaynakScopus
dc.language.isoen
dc.publisherCentre of Sociological Research
dc.relation.ispartofJournal of International Studiesen_US
dc.relation.publicationcategoryMakale - Uluslararası Hakemli Dergi - Kurum Öğretim Elemanı
dc.rightsinfo:eu-repo/semantics/openAccess
dc.subjectAzerbaijan
dc.subjectBanks
dc.subjectCredit Risk
dc.subjectNon-Performing Loans
dc.subjectPanel Logit
dc.titleFactors that increase credit risk of Azerbaijani banks
dc.typeArticle

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