Kitap Bölümü Koleksiyonu
https://hdl.handle.net/20.500.12511/4368
Book Chapter Collection
2024-03-29T14:25:34Z
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Generating innovative financial strategies for Turkish deposit banks
https://hdl.handle.net/20.500.12511/6883
Generating innovative financial strategies for Turkish deposit banks
Özdemirci, Fahrettin
The time cost of money is the most important issue in the financial sector. Reducing this cost is one of the most significant goals of the real sector, economy, and public. In terms of bank capitalists, maximizing profitability and increasing the value of the bank company is the primary goal. In this sense, factors affecting profitability are important. While banks are developing innovative strategies, it is vital to determine which ones have a direct impact on profitability. The study focused on the variables affecting the profitability of bank deposits in Turkey. For this purpose, 17 commercial banks operating in Turkey are evaluated. In this study, the panel regression analysis method was used. Thanks to the analysis results to be obtained, innovative strategies have been determined in order to increase the profitability of the banks. The findings indicate that Turkish banks are mainly subject to interest rate risks. For this purpose, loans with flexible interest rates can be an appropriate innovative strategy for these banks. With the help of this implementation, banks can get the opportunity to increase interest income when there is an increase in the interest rate.
2021-01-01T00:00:00Z
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Corporate governance-based evaluation of alternative distribution channels in the turkish banking sector using quality function deployment with an integrated fuzzy MCDM method
https://hdl.handle.net/20.500.12511/4919
Corporate governance-based evaluation of alternative distribution channels in the turkish banking sector using quality function deployment with an integrated fuzzy MCDM method
Dinçer, Hasan; Kartal, Mustafa Tevfik; Yüksel, Serhat; Alpman, Gökhan
The aim of the chapter is to evaluate the effect of corporate governance in alternative distribution channels for the Turkish banking sector. For this purpose, an integrated fuzzy MCDM model is structured to analyze the multi-dimensional effects of corporate governance for ranking the performance of alternative distribution channels by using the phases of quality function deployment. The method is constructed with the hybrid model by considering the fuzzy DEMATEL and fuzzy TOPSIS. Initially, the consumer needs and other internal and external factors that present the dimensions of the corporate governance are defined to analyze the results using the quality function deployment approach, and then the fuzzy DEMATEL method is used for the weights of dimensions for each perspective of house of quality. The fuzzy TOPSIS is used for ranking the alternative distribution channels in the Turkish banking sector. It is concluded that in the Turkish banking sector, branch is the most preferred alternative distribution channel whereas the importance of ATM and social media is very low in comparison with others. Hence, it is believed that using other channels, such as social media and ATM, has an increasing effect in order to increase the effectiveness of the banking sector. Therefore, it can be said that necessary infrastructure should be provided to attract the attention of the parties to make banking transactions through social media and ATMs.
2019-01-01T00:00:00Z
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A new financing model in banking sector: Recommendations for sukuk and its development in Turkey
https://hdl.handle.net/20.500.12511/1572
A new financing model in banking sector: Recommendations for sukuk and its development in Turkey
Dinçer, Hasan; Hacıoğlu, Ümit; Kıskaç, Banu
It's a reality that the world economy is rapidly growing and developing. International foreign markets are in trouble about offsetting the funds that meet the finance demand with every passing day. In this case, the need of finding new sources is triggered off. In Islamic countries, in which interest is forbidden, bringing the idle funds to the economy is to be seen to offset these needs partially. Thanks to this, the investors, who reject to invest in financial markets due to their faith, have an alternative. In this chapter, Sukuk, the development in Islamic finance markets, an item of borrowing out of assets, is observed. In this regard, this study explains the structures, types and the actions of the sukuk hence one can conclude that Sukuk can be valued as an alternative investment item for Turkish markets. © 2015, IGI Global.
2015-01-01T00:00:00Z
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External borrowing issue in Ottoman Empire (1854-1876 term)
https://hdl.handle.net/20.500.12511/2572
External borrowing issue in Ottoman Empire (1854-1876 term)
Demir, Kenan
By the beginning of the Nineteenth century, foreign borrowing was put on the agenda since it was understood that fiscal structure of the state could not be sustained by internal dynamics; yet, foreign borrowing did not materialize in that period. The state, which could not afford increasing war expenditures during Crimean war in 1853, borrowed from abroad for the first time in 1854. After this initial borrowing from England and France, foreign borrowing was started to be seen as a state policy by the state, who signed several debt treaties in succession. The newspapers that started to emerge in the Ottoman state in that period penned articles regarding borrowing policy of the state. In these newspapers, there were no direct criticisms regarding borrowing per se, rather the state was criticized mainly on the grounds that it borrowed money when it was in trouble, not to make investments. This study explains foreign borrowings made by the Ottoman State from 1854 and analyzes the views of the intellectuals of the period regarding them.
WOS: 000444369900004
2018-01-01T00:00:00Z